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Here are 10 Don’t in estate planning:

Omitting foreign-owned assets from your estate plan
Holding all assets jointly
If you hold all assets jointly, these assets pass by law to the survivor when one holder dies, which can render ineffective otherwise carefully constructed estate plans. Continue reading ‘Ten Donts In Estate Planning’ »

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16 December 2010, 4:51 am

Ernst & Young's Personal Financial Planning Guide

Top 10 mistakes you should avoid when looking for insurance:

Knowingly underinsuring any major risk that you could cover inexpensively
Naming minor children as beneficiaries of a life insurance
policy
Using term insurance for permanent insurance needs
Calculating life insurance needs by rules of thumb rather than by assessing your actual circumstances
Generally overestimating coverage under Medicare
Expecting Medicare to cover a sustained need for long term care
Ignoring the need for disability insurance
Carrying unrealistically low limits under your liability policies
Carrying inadequate deductibles on property/casualty insurance
Carrying collision coverage on an inexpensive automobile

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